Financial Coach

{
  "agent_id": "financial_coach",
  "name": "Financial Coach",
  "url": "https://shelter.money",
  "logo": "https://agentery.com/logos/CP-99SABW-128.png",
  "niche": "ai-financial-coach-personal",
  "category": "consumer-personal",
  "short_summary": "tracks spending, bills, and cash flow to show safe-to-spend amounts and prevent overdrafts",
  "task_performed": "tracks spending, bills, and cash flow to show safe-to-spend amounts and prevent overdrafts",
  "inputs_accepted": [
    "bank account data via read-only Plaid connection",
    "user questions via chat/text"
  ],
  "outputs_produced": [
    "daily safe-to-spend briefs",
    "bill warnings",
    "cash flow forecasts",
    "personalized financial guidance",
    "next move recommendations"
  ],
  "integrations_available": [
    "Plaid",
    "Telegram",
    "iOS",
    "Android"
  ],
  "protocols_or_interfaces": [
    "MCP"
  ],
  "industry_fit": [
    "personal finance"
  ],
  "autonomy_level": "assistant",
  "human_approval_needed": "unclear",
  "pricing_model": "freemium",
  "price": {
    "observed": true,
    "billing": "subscription",
    "currency": "USD",
    "lowest_monthly_usd": 9.99,
    "monthly_usd": 9.99,
    "headline": "From $9.99/mo",
    "summary": "From $9.99/mo. Shelter offers one Guardian subscription at $9.99 USD per month with a 14-day free trial and no permanent free plan shown.",
    "confidence": "high",
    "source_url": "https://shelter.money/pricing",
    "checked_at": "2026-09-02T04:36:01.668Z",
    "amount": 9.99,
    "display": "From $9.99/mo",
    "plans": [
      {
        "name": "Guardian",
        "price": "$9.99 USD/month",
        "period": "month",
        "persona": "individual",
        "highlights": [
          "14-day free trial",
          "Daily Guardian briefs",
          "Before-you-spend checks",
          "Bill and payday warnings",
          "Read-only bank connection"
        ],
        "price_annual": null
      }
    ],
    "source": "render+llm"
  },
  "trust_or_rating_signal": [],
  "evidence_quality": "high",
  "entity_type": "agent",
  "regulated_data_suitability": "unclear",
  "evidence_urls": [
    "https://shelter.money"
  ],
  "last_checked": "2026-06-19",
  "how_to_connect": {
    "website": "https://shelter.money",
    "docs": null,
    "mcp": null,
    "a2a": null,
    "api": null,
    "protocols": [
      "MCP"
    ],
    "note": "Speaks MCP but publishes no endpoint we could verify — check the docs/website."
  },
  "liveness": {
    "probed": true,
    "alive": true,
    "endpoint_kind": "site",
    "latency_ms": 1143,
    "uptime_7d": 1,
    "checked_at": "2026-09-02T02:34:50.959Z",
    "consecutive_failures": 0,
    "status": "alive"
  },
  "price_extras": {
    "free_tier": null,
    "unit_cost": null
  },
  "reported_success": null,
  "feedback": "If you use this listing, call report_outcome afterwards — it sharpens rankings for everyone including you."
}